Honor Capital / ETI Premium Finance

“We are what we repeatedly do. Excellence, therefore, is not an act but a habit.”


At Honor Capital/ETI Premium Finance, our mission has always been to help grow the companies that insure America. Since our founding in 1948 Honor/ETI has been a pioneer in the insurance premium finance industry. Today, we are proud to have grown to become the leading independent “non-bank” insurance premium finance company in the nation serving a 40 state national footprint from our two operation centers located in both the northeast and southeast United States.

At Honor/ETI we are driven to understand the vision of our independent agents. We believe a finance company must look deeper than the numbers. We have been built on one overarching tenet: DEVOTION to CUSTOM TAILORED PROGRAMS and PARTNERSHIPS for OUR INDEPENDENT AGENTS and THEIR CLIENTS.

When a company combines old world attention to detail, personal touch and passion, with leading edge intuitive technology, the power of performance becomes the result. As we’ve learned over these many years; when you take care of the small stuff the big things take care of themselves. Let us share with you our noteworthy competitive advantages offered throughout the 40 states we serve. We hope you will find them as compelling as is our commitment to being the best at what we do.


  • Honor and integrity in everything we do - every day
  • Cure for Cancel - Cancellation Prevention Program to reduce cancel rate
  • Electronic Signature
  • Credit Card Down Payments
  • Super Fast Finance Agreements – create our finance contracts in 3 minutes or less!!
  • Generous Referral Fee Programs – customized fee programs for agents (in states where permitted)
  • Continually expanding product offerings designed to enhance agency profitability
  • The most highly trained, loyal, committed professionals in the finance business—average tenure 15 years
  • Phone Apps for Android, Windows and iPhone – So your customer can have 24/7 access to us in their pocket; full account information and payment options available
  • Innovative, State of the Art Website – Streamline your operation and improve efficiency through our Agency Dashboard and Immediate Account Access feature

News & Events

  • Hours: Mon-Fri 9:00am – 6:00pm EST
  • CLOSED FOR LABOR DAY – E.T.I. will be closed Monday September 7, 2015 in honor of Labor Day. Please visit our website to make payments and place holds on accounts. Have a safe and happy Labor Day!